TrustLOS is Mobile & Web based Online Interface to facilitate acquisition of Loan Applications. It consists pre-configured work-flows for Credit Scoring, Documents Checklists facilitates uniform, quick Appraisals process.

  • TrustLOS Solution empowers BFSI with an Online Interface on their website to facilitate acquisition of Loan Applications. TrustLOS facilitates technosavy users who prefers to submit Loan Applications & Documents online.
  • TrustLOS allows BFSI to Launch its Loan Schemes online, Self-service Interfaces of EMI Calculators, Ready reckoners for Loan Eligibility, Documents Checklists thus facilitating 24 X 7 Loan Applicantions acquisition and Appraisals process.
  • A pre-configured work-flows for Credit Scoring, Document Checklist, Approvals helps upto 50% reduction in Turnaround time. LOS also provides mobile based access to Applicants and Bank Management for status-tracking.

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About TrustLOS

  • Pre-configured Workflows for Retail Loans, Corporate Loans.
  • Configurable and Parameterized to specific practices of BFSI.
  • Ready Reckoners for Eligibility, EMI.
  • Documents Checklist, Document Management.
  • KYC check, Credit Bureau Check, Credit Rating.
  • Notifications & Dashboard.
  • Third Party Integrations like PAN Verification, Credit Bureau, Core Banking.
  • Amount based Approval Workflow of officers, managers and management.
  • Agency based Loans.


    • Key Functionality : for TrustLOS


    Round the clock Access

    24 X 7 online access for Loan Application, Application Status Tracking, Documents Upload.

    Automation of Credit Department Process

    Correct documentation of every loan case.

    Applicant Credit Score Eligiblity

    Applicant Credit Score / Credit Eligibility Computation based on uploaded documents.

    Document Management System

    Document Management System for Storage and Retrieval of Documents uploaded by branches OR online by applicant.

    Credit Appraisal Techniques

    Uniform credit appraisal techniques and processes across all loan products and all credit officers.

    Configurable Charges Engine

    Configurable Charges Engine, Automated posting of Service Charges.

    Hierarchical Authorizations

    Complete work flow of hierarchical authorizations by credit officers, committees and management.

    Online Integration with Credit Bureau System

    Online Integration with credit bureau system and e-Kyc system for identifying online credit score and online KYC of the applicant.

    Simple GUI, Secured Solution

    Uniform Platform, Seamless Integration with other modules in TrustBankCBS Suite.

    Online role based access to external agencies

    Online role based access to external agencies like valuation, lawyer, architect for quick responses.

    Business Benefits : Of TrustLOS


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    Reduced TAT (Turn Around Time) which is essential for acquisition of good and secured loan applicants AND excel in competition with other BFSI.

    Sound Credit Appraisals and Documentation ensures minimum risk of turning into bad loans.

    Proper evaluation can be done using set rules bringing in more transparency.

    24 X 7 real-time system, Online Customer Acquisition, Increased business opportunities, reduction in operation cost.

    Uniform software and Platform for LOS operations by branches, central credit section, Agencies.

    Correct and Uniform documentations of Security, Agreements ensures better recovery.


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