KYC
Member Registration, KYC Compliance, Group Creation, Approvals.
Core Banking software for MicroFinance
TrustBankCBS offers a Online and reliable platform to MFI to offer unique micro-finance products and services to its customers. MFI are often faced with an uphill task of providing banking services to underprivileged and unbanked customers.
We also offer Software as a Service (SaaS) solution in the cloud for MFI. TrustBankCBS SaaS is a ready-to-start with no capex cost, minimum recurring infrastructure cost, while ensuring 99.99% uptime for Datacenter and DR Site with no infrastructure maintenance.
Specially designed for MFI, TrustBankCBS MF Solution is the ideal solution for various forms of MicroFinance viz:
Micro Finance with only Lending Portfolio. Micro Finance with Micro Savings and Caution Money Deposit Products. A regular Bank with Micro Finance Products.
Some of the key solutions specially designed for MFI Segment are provided below:
Member Registration, KYC Compliance, Group Creation, Approvals.
Small Savings, Caution Money Deposit, Security Deposit Products.
Credit Bureau Ratings Check.
Browser based Interfaces for In-office Operations, Agency Banking Mobile App for Field Operations.
User Management with Two Factor Authentication, Digi-pass & Biometric authentication for Login, Digital Signing, Audit Trail.
Individual Member Loans, Group Loans for Self Help Group (SHG), Joint Liability Group (JLG). Group Loan Applications, Loan Origination.
Field Meeting Workflow such as Scheduling of Group Meetings, Meeting Attendance, Meeting Reports.
Centralized Settings & Operations viz. Products Configuration, Charges Configurations, Interest Activities, Loans Ageing Classifications, Loan Loss Provisioning.
Field Transaction Workflow such as Pre-disbursement Visit, Disbursements, Post-disbursement Visit, Repayments, Account Closure, Member Transfer.
General Ledger, Financial Accounting, Investments, Financial Statements for Branches and organization.
Enterprise Applications of GST Tax Compliance, HRMS & Payroll, Fixed Assets & Inventory Management, Reconciliation, Audit & Compliance, SMS & Email Gateway Integrations.
Business Intelligence Solution with Management Cockpit for real-time monitoring of operations, Graphical Reports on comparative analysis of branches, products and GL Heads, Branches and Staff Performance Analysis.
Different Key Features of TrustBankCBS
Agile & Scalable Architecture, Easy-to-use, User Friendly UI.
Open Architecture, API Based Access to Third Party Systems.
Agency Banking App for online, real-time field operations.
Borrowings, Fund Management, Investments Management.
Real-time picture of Field Operation at branches, Maker-Checker Workflow, Central Approvals for Field Activities thro’ Agency Banking.
Embedded Reports Configurators, Ad-hoc Reports Builder.
Graphical Analysis, Dashboards.
Light and optimized Application, Optimized Bandwidth and Infrastructure requirement.
Continual Upgradations to latest technology and trends in NBFC.
Minimized Connectivity Cost, Mobile Internet sufficient for Field Operations.
Continual updates to comply to ever evolving statutory compliance reporting environment.
IpSec VPN and SSL VPN for Branch and Field Agents connectivity with Datacenter.
Pre-configured work-flow, Industry Best Practices.
Cloud Based SaaS model with 99.99% uptime for Data Center & DR Site.
Effective Control of Field Operations.
Higher Customer Satisfaction, Retention.
Optimized Software, Minimum bandwidth and infrastructure, reduced recurring expenses.
Decline in Operations & Support Cost in Banking Services.
360 degree view of customer.
Optimized utilization of resources.
360 degree view of branch and bank operations.
Minimize revenue leakages & expenditure.
Increased Efficiency, Increased Staff Motivation.
Sound & Quick decision making based on Analytics.
Increased Revenues & Profitability.
Innovative Solution.
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Solutions governed by both local and international standards. It follows Generally Accepted Accounting Principles (GAAP) guidelines for financial accounting.
View Retail Banking Brochure View All BrochuresURA Saccos - Tanzania Implements TrustBankCBS Core Banking, Mobile Banking, Statutory Reporting and BI Solutions to enhance Customer Services.
View URA Success Story View All Success StoriesEnd to end Core Banking software for Co-op./Community Banks to meet specific requirements. Core Banking Software avilable on License and Rental Model for Cooperative Banks.
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