Trust Fintech Limited offers various digital channel integration services to bring together different sub-systems and applications under one system.
Various customer services offered across industries logically interconnect in business operations. However, the disparate stand-alone systems offered by different OEMs and platforms technologically disentangle these services. This results in inefficiency, inaccuracies, work duplication, revenue leakages, reduced profitability, and customer dissatisfaction for the organization.
To overcome these problems, we provide seamless integration services to integrate IT systems serving various functions, departments, or organizations, and even integrate multiple organizations on a uniform integration platform.
We have successfully delivered integrations with multiple 3rd party digital channels with various legacy systems, viz., Core Banking, ERP Systems, and Business Applications. It includes interfaces to various Digital Channels.
NACH: National Automated Clearing House
NACH Solution serves as a bridge between the bank and NPCI, facilitating high-volume, low-value debit and credit NACH mandates that are recurring in nature.
APBS: Aadhar Payment Bridge System.
The Aadhar Payment Bridge System enables banks to transfer subsidies and benefits from various government departments and agencies to the intended beneficiaries' Aadhaar-enabled bank accounts.
AEPS: Aadhar Enabled Payment System
The AEPS System assists bank account holders in accessing their AADHAR-linked bank account, as well as performing basic banking transactions that are intra-bank or inter-bank in nature, through a business correspondent. It would allow banks to route AADHAAR-initiated interbank transactions via a central switching and clearing agency.
RTGS/NEFT: Online wire transfers through a sponsor Bank.
Banks and account holders can initiate direct one-to-one payments to beneficiaries anywhere in the country using RTGS and NEFT systems.
Rupay: ATM, POS, and E-Com Transactions.
We provide interfaces to perform payment transactions through different delivery and payment channels, including ATMs, kiosks, POS, and e-commerce.
IMPS: The Immediate Payment Service.
The IMPS Solution allows users to make instant 24x7 money transfers via mobile devices using their bank's account. This way, banks that are not authorized to provide mobile banking services can also be a part of it.
CIBIL: Credit Bureau for Credit Rating Information.
The Credit Bureau's Credit Rating Information Unified Payment Interface assists with real-time payment transfers. The design facilitates peer-to-peer inter-bank transfers using a single two-click factor authentication process.
CTS: Cheque Truncation System and CTS Scanners.
CTS Solution is an image-based cheque-clearing system that is a more efficient and faster cheque-clearing process. It follows a grid-based cheque truncation system, which helps the cheque-clearing process improve process time and operational efficiency.
KYC: Know Your Customer
Interact with KYC verification channels such as E-KYC, C-KYC, and V-KYC. The E-KYC Solution helps expedite the KYC process for onboarding and account opening, making the process entirely paperless for banks. With the help of the solution, the bank can obtain, as a result, demographic details and photographs as available from UIDAI.
PFMS: Public Finance Management System.
The PFMS-CBS Interface facilitates online validation of beneficiary and agency bank account details and generates a response file to upload with PFMS.
Social Insurance Schemes:
The Pradhan Mantri Social Schemes, specifically PMJJY, PMSBY, and APY Solution, facilitate interaction with insurance companies and CBS for the registration and tracking of these schemes.
Payment Gateways:
Online payments across various platforms, such as RuPay, Visa, and Mastercard, facilitate the integration of CBS with multiple payment gateways, thereby enabling online payment options through various platforms.
Swift: Online International Remittances.
The solution facilitates the integration of the SWIFT environment with the CBS SYSTEM, enabling the automation of the business process for managing SWIFT payments through SWIFT messaging.
